Nick Claghorn
About Nick Claghorn
Nick joined Cartmel Mortgage Group in July 2017 after spending over ten years in a few different industries related to non-profits, sales, finance, accounting, and real estate. Every industry he has worked in has had one crucial common denominator: great customer service!
Nick has gained extensive experience in Conventional, FHA, USDA, VA, and other specific loan programs that can be tailored to fit your specific loan needs. He can also help with the re-financing of your current loan.
Born and raised in Carmel, Indiana, Nick graduated from Indiana University in 2006 with a Bachelor’s degree in Communication. He also received his MBA from Louisiana State University in 2013 while spending time in Louisiana. There he met his wife, Lisa, and they relocated to the Central Indiana area. They enjoy spending time with their two dogs, IU basketball/LSU football, all things Louisiana culture, and travelling to different places (especially New Orleans). Nick has also been coaching basketball at Zionsville High School since 2018.
My Socials
Find Me
9850 Westpoint Dr.
Indianapolis, IN 46256
NMLS ID#: 1540430
9850 Westpoint Dr. Suite 100 Indianapolis, IN 46256
Tools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Ready to Get Started?
Realtor Resources
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